New comments cannot be posted and votes cannot be cast. View all transactions related to your myki for the previous 6 months, select your myki then select Activity. Licences. With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. The most upsetting part about myki is the initial card cost, which is far more than it costs to manufacture. Load money onto your card and myki will calculate the lowest fare based on the zones you travel through, with access to access 2-hour and daily fares. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. Pay down this card's balance quickly to improve your credit. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. If you transfer the total amount to a new card with a credit limit of $10,000 and close both your old accounts, your credit utilization ratio increases to 50%. No, you cannot transfer a balance from one Synchrony Bank credit card to another. 188 0 obj Meticulous in his research, he provides accurate and up-to-date information. Only Mobile myki has the ability to charge you a fare via a myki device. Online at Public Transport Victoria website . xen0. What is the best balance transfer credit card? What are Your Rights as a Credit Card Holder? Pay down your credit card debt. You can also request up to two years of travel and transaction history by calling1800 800 007. endobj I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. Unless there is anything special in what you need, I would think that most people only need one or two myki cards. The PTV Hub can provide you with a replacement card with the remaining balance being transferred within 7 days. On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. What to Do If You Cant Get a Student Credit Card? If you transfer that balance to a credit card that offers a 0% introductory APR for 12 months on balance transfers, the new card may charge a transfer fee, typically around 3 percent of the balance. Select the 'Activate' option. However, this is not the exact amount you may transfer from other cards because you also need to account for balance transfer fees. It's your responsibility to ensure your phone battery is charged so you can touch on and off during your journey and present a valid ticket if requested. endobj Opinions expressed here are the authors and/or WalletHub editors'. I was told that I could only have one card balance moved to my second replacement card, and that the other would have to be done via a transfer form. i lost a card recently and bought a replacement, its stupid in this day and age (3 years on from this post mind you) you need to fill out a form and post it in snail mail to transfer balance from one to another. For example: replacing a full fare myki with another full fare myki, or a student concession myki with another student concession myki, or a seniors concession myki with another seniors concession myki. Because the whole thing is fucked. If your registered myki or your smartphone with a Mobile myki is lost or stolen, you can report it online orcall us to block your myki. You paid down debt, which means you won't have to pay interest on previous balances going . Once your phone has rebooted, go to Mobile myki within Google Wallet. 0000002823 00000 n It's idiotic bureaucracy and laziness stopping them doing the transfer, not technical limitations. December 29, 2022 - 1:47PM. How does credit and credit cards work for students? EDIT; The card that I want to transfer FROM was lost and it was de-activated. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. For more information see Google Help and Support. The process begins when you submit a balance transfer application. damage that exceeds normal wear and tear. 0000118233 00000 n Why Military Personnel Are Vulnerable to Identity Theft? If you have outstanding balances on multiple credit cards, you may want to consider consolidating this debt by getting a single balance transfer card. In Perth if you have registered your card and lose it you can ring and they will swap your account/money onto your new card. Tap Continue. The call centre staff member told me "we're not a financial institution so it's not that simple". How do I know if my balance transfer was approved? The MoneyGeek editorial team ensures it stays up to date on the latest credit card offers as well as changes in fee structures. You can transfer the balance from one credit card to another by following these steps: Select the Plus icon (+) on the Toolbar. If you need a tax invoice call1800 800 007 and we'll email your tax invoice to your registered email address. Keep in mind that credit utilization is also affected by individual card balances. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, myki machine, Quick Top Up or myki Check myki equipment, If you already have an unregistered myki, you can. Your card provider holds the right to approve or deny your request for a balance transfer. When I realised I had dropped it somewhere on the way to work I logged into Mymyki.com.au and blocked it. Is it bad to do multiple balance transfers? You need to be connected to the internet to top up your Mobile myki. We'll block it and can arrange a refund to your new Mobile myki. But is it possible to go to a ticket booth. No. What is the Best No Annual Fee Credit Card? Alternatively, you can complete our online Replace your myki form and a myki will be mailed to you. No. Or maybe would it be possible to get them to send me a new card with all the balances I have on every card be transferred to that new card? endstream Your Mobile myki will now appear in Google Wallet. How Many Credit Cards Should a College Student Have? Via mail Complete the balance transfer and refund form to cancel your go card and transfer the balance to another valid card . But to use it on another phone than on your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose 'Move to another device'. If your myki card is registered, call 1800 800 007 or visitptv.vic.gov.au. 0000003801 00000 n Assume that you wish to transfer $3,000 from a card with a credit limit of $5,000 and $2,000 from another card with a credit limit of 10,000. PTV does not have any access to any information within the Google Wallet app. I've got a new Myki in my Seniors package. Was told a main railway station can move the balance. Press J to jump to the feed. If you need to travel in the meantime, buy a new myki and top up with myki Money or a myki Pass. FAX?! I called customer service and was advised I needed to go in person to Flinders St station to do it. Legit all the way, touched on and everything. More than a year ago, I needed to change my concession Myki to full fare (no longer a student). 0000000016 00000 n Can You Get a Student Credit Card With No Income? 0000002274 00000 n 184 0 obj How to Process Credit Card for Consumers & Merchants? WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. Photo: 10255185_880/Getty Images. Any chance I can get my money back/ transfer it to a new mobile MyKi (both are registered and visible in my account)? myki Pass Great if you travel often and on consecutive days. General concession available with Mobile myki can be used by any eligible concession card holder, but the only fare benefit will be the 50 per cent of full fare discount. You may want to hire a professional before making any decision. Rajiv Baniwal is a journalist who has been covering financial topics for over 15 years. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. This question is about Synchrony Bank Credit Cards. Do You Have to Be a Student to Get a Student Credit Card? If you need to travel straight away and are unable to attend a PTV Hub, you will need to buy a new myki to travel while waiting for the replacement myki. I asked if I could go into a premium station and he said yes, if I see a staff member and have the details they can replace it on the spot, but it will take 5-10 business days for the money which was on my lost card to be transferred onto the new card. What is the glossary of common credit card terms? This could save you money if you're moving the balance to a card with a much lower interest rate. You need to apply for a balance transfer. Image what could have been done with a billion fucking dollars. How To Transfer A Credit Card Balance To Another Card. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. Your balance is protected from the time you tell us your myki is lost or stolen. On your new phone, download Google Wallet and set it up with your same account details. Do I ever lose the money . 182 0 obj The time it takes for a credit card balance transfer to go through depends on the card issuer thats responsible for handling the transfer, either directly or by sending you a check. Back story: I lost my Myki which had ~$26 left on it on Friday afternoon. See the cost of your recent trips and balance You can also request up to two years of travel and transaction history by calling 1800 800 007. When a Myki card is lost or . If you have Mobile myki you can set Auto Load via the Google Pay app. I don't think we'll find out why the OP wanted to transfer balances as they haven't logged into Whirlpool for a year and a half. Most people would keep the same card for years. Got a replacement at Cheltenham station and balance including auto top-up from 2 minutes before was transferred to new card. Myki was first rolled out in 2010 and fully replaced the previous Metcard system 10 years ago this week. 0000003014 00000 n 0000002429 00000 n You'll need your 15-digit myki number to register. You can request a new, free myki smartcard through your online account. JavaScript must be enabled to use this site.We're sorry for any inconvenience. Carrying out multiple transfers to a single credit card may affect your credit score by increasing or decreasing your credit utilization ratio (the percentage of the amount youve borrowed from your total available credit). Although your overall credit utilization may be low, if the utilization on one card is high, that may negatively impact your credit score. If you require a replacement Free Travel Pass, visit us at the PTV Hub at Southern Cross Station or call us on 1800 800 007, Refunds, compensation and replacement tickets, Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Making a change to your myki due to coronavirus (COVID-19). What if my card is lost or stolen? Personal Credit Cards? <>/BS<>/F 4/Rect[309.25 205.16 568.9 217.81]/StructParent 4/Subtype/Link>> Remember that the total amount you transfer needs to remain less than the available credit limit of your new card. 0000001429 00000 n 0000005119 00000 n trailer endobj What's Auto-load? *Rates, fees or bonuses may vary or include specific stipulations. Consider a balance transfer card that has an intro $0 balance transfer fee for a certain time frame or waives the fee . Now you cannot access it on your original device. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. I still don't understand why though - what is the technology required to do this? A subreddit for Melburnians and Melbourne enthusiasts! Create an account to follow your favorite communities and start taking part in conversations. You can request a new, free myki smartcard through your online account. If you wish to transfer $5,000 from one card and $4,000 from another, you will need to pay balance transfer fees amounting to $270, which adds to your new cards starting balance. 0000118590 00000 n Enter the name on the account, account number and payment address of the creditor you want your debt transferred from. To use, simply: top-up your card tap on at the start of your journey tap off at the end. Know your existing credit card's interest rates, balances, and balance transfer limits. Transferring the balance to a card with a 27% APR and a 3% transfer fee means paying $810 in interest a year, plus a $90 balance-transfer fee. Public transportation passes transfer on Google Pay android phones. If you think you might benefit from getting a balance transfer card, look for one based on factors such as eligibility criteria, duration of intro APR offers, regular APRs, balance transfer fees and annual fees. Save Big With Low-Rate Balance Transfers. I had previously thought I would do the 84 months at 5.99% or whatever it is, but now I am thinking I should use the 24 month deal and then do a balance transfer to another card if I don't . Can you transfer MyKi balance from one card to another? Most of my travels are in the free tram zone and Im sydney based, so its taking me forever to spend the initial credit that was on the card when purchased (I think it was $30). Update the app and try again. You can only have your Mobile myki active on one device at a time. You may also need to restart your phone after updating the app. Reasons for denial may include waiting for too long after getting a new card, wanting to transfer more than your available credit limit or trying to transfer a balance from a card issued by the same card provider. A reserved V/Line paper ticket can be replaced before your day of travel at any staffed V/Line station, once you complete a V/Line Passenger Refund Application Form. You need to submit a balance transfer application that is subject to approval. Contact us to request the transfer. However, the maximum amount you may transfer cannot exceed the available credit limit of your new card. 178 0 obj No. +1myki cards are no like bank account cards where you need to transfer funds on a regular basis. This is a requirement of Google. From the pop-up options, select 'Deactivate'. Tap the Add button . Got the train home to South Yarra, went to the service desk with my completed replacement form and then was told "we actually don't send these in you have to go and post it yourself". If your card provider sends transaction-related notifications via email or text messages, you may expect to receive one when your balance transfer is approved. Mr Miners' sudden departure came just a week after it was revealed that the $1 billion myki smartcard system originally due for introduction last year would now be delayed until at least 2010. 186 0 obj I was pretty shitty at this point so I called up again, was told that I could fill out the form and give it to the station customer service desk and they could sent it in (saves me a trip to the post office to get an envelope). Hire the best financial advisor for your needs. Because most balance transfers do not happen immediately, it is important that you continue to make payments on your current balances until you confirm that the balance has been transferred. I called them up, explained the situation, verified my ID by address and DOB, gave them the myki card numbers of all 3 cards and successfully transferred the balance to my new card without any hassle at all. From the "I Want To" drop down menu, find "Transfer a Balance.". Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. A ticket number is a unique 15-digit number for every myki (Mobile myki and physical). 0000004863 00000 n This helps you to avoid late fees and penalty APRs on your existing accounts. There must be hundreds of thousands of Myki card balances in this situation, if not millions. For more information, visit the V/Line website. For a bus anyway. Your new starting balance would be $3,090. It has a 256-day expiry and credit is rolled over if you renew before the expiry. rotary convention 2022, leroy edwards clay county, shooting in north little rock, arkansas today,
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